Financial Planning at Retirement

Attitudes to retirement differ widely. There are those for whom it represents a time of freedom and an opportunity to do all things they have never had time for during their working lives. In some cases it cannot come soon enough. There are others who dread the empty days and the absence of worklife routine. Yet expectations can be confounded: those who believe they will prosper in retirement might have difficulty in making the adjustment, while those who dread its onset are sometimes able to cope better than anticipated.

Whichever way we view it, retirement is certainly a major life-change. Yet many people embark on it without any form of training or preparation, so there’s no wonder that it often turns out to be so contrary to expectations.

As in all areas of life, adjustments are easier to make in an environment of financial stability, where the individual has a sound knowledge of his or her financial situation, and where the range of available options are clearly understood. Financial awareness is of paramount importance. 

Many hundreds of people have benefited greatly over the years from attending a retirement planning course run on behalf of their employer by GT Independent Financial Advisers. Attendance at one of our courses allows them to assess their situation clearly and competently and to make their decisions confidently. Many of them have commented that the knowledge gained at a GT Retirement Planning Seminar has enhanced the quality of their decisionmaking, and therefore of their lives throughout retirement.

Course Content

Course can be tailored to suit the employer’s requirements, but a typical course might last for one day (two three-hour sessions) and include:

• How to assess your financial strengths and weaknesses
• Domestic Budgeting
• How to Manage Your Tax Affairs
• State Pensions and Other Benefits
• Investing for Growth and/or Income
• Equity Release
• Long Term Care
• Inheritance Tax Planning
• What Happens if you Don’t Make a Will
• Looking Out for Pitfalls and Malpractice

 Contact us to receive further details about forthcoming seminars.