Income ProtectionMost employers these days offer some form of income protection scheme, or ‘sick pay’, to enable their employees to continue to receive a proportion of their income if accident or illness prevents them from working on a long-term basis. Unfortunately, some schemes are less generous than others. It’s important to check to see how much cover your employer has in place, and, if necessary, to consider topping it up so that your family’s living standards would not be compromised if you were unable to work. Self-employed people, homemakers and caregivers will need to make provision from scratch. Full cover may not be affordable for everyone, but we should all consider the question of what might happen to us and our families if we are unable to work. |
GT Independent Financial Advisers
Wall Terrace,
44-46 Chapel Street, Marlow,
Buckinghamshire. SL7 1GG
t: 01628 473298
f: 01628 481166
e: enquiries@gtifa.co.uk
GT Independent Financial Advisers have been running Retirement and Midlife Financial Planning seminars, often as part of broader-based midlife and retirement seminars, for employers of all types for many years.